Network of Specialists
Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Mark Krebs, CLU®
As a Northwestern Mutual Advisor, professionalism is defined not only by the measure of one's experience, education, and accreditation but by one's character and professional standard of practice in supporting clients as a trusted financial expert.
Through personal commitment, professional associations, accreditations and continuing education, we have worked hard to establish a reputation as a respected professional and to earn the trust of our clients. Please take a moment to review our experiences and accomplishments.
Experiences
Mark Krebs opened the Charlottesville office with Northwestern Mutual in 1970 and served as managing director for over 20 years.
He earned his CLU® designation in 1983.
Awards & Honors
Northwestern Mutual Forum
Top 5 Sr. Financial Representatives
Million Dollar Round Table
National Quality Award
NAIFA Quality Award
Northwestern Mutual's Community Service Award

Jacob Ryan Penny, ChFC®
Jacob Penny joined Northwestern Mutual in October of 2016 in Richmond, VA. In 2021, he and his wife Katie moved to Charlottesville and both joined the Couric Krebs team. Jacob’s goal is to help individuals and businesses plan for today and the years to come.
In his free time, he enjoys spending time with family, friends, and his golden retriever, Stella. He also loves spending time outdoors and cheering on the UVA Hoos.